Privacy Policy 
+
Terms & Conditions

Privacy Policy

Terms & Conditions

Data controller
Carmelina Scigliano

Personal data collected
Universal Matters, LLC

Purpose of data collection
Universal Matters may request or collect personal information from online users in a variety of ways; including through online forms for requested information or services and other instances where you're invited to volunteer such information. Some of the data we collect is information that identifies you personally, and may include your name, e-mail address, postal address and telephone numbers, payment account information, and other information necessary to provide the services requested. No information is shared with any outside parties beyond transactions requirements. All communication is kept confidential.

The  services & practices provided are based on Carmelina Scigliano's,  personal experiences and proven success. 

By purchasing and utilizing these services & practices, you the Client acknowledges that your experience and outcome are a direct correlation to the effort and diligence you put forth while using said services and practices. 

The Client further acknowledges that they have willing paid for the services & practices offered by Carmelina Scigliano, of Universal Matters, LLC, and that all the above & below stated term & conditions apply. 

 

When such services & practices have commenced or have been rendered; the following will also apply.

  • No Exchanges. 
  • No Refunds available. 
  • All sales transactions are final.  

We need your consent to load the translations

We use a third-party service to translate the website content that may collect data about your activity. Please review the details in the privacy policy and accept the service to view the translations.